Disciplined capital preservation on a challenge that almost ended it
After the pass I had no idea how to trade live capital, so FTMO Passer stepped in with their funded management service. Between shifts I was managing open positions on a phone, which explains the state of the equity curve.
Position size was set at 0.15 lots and only reviewed after a full month of data, not after a good afternoon. They understood that the minimum trading day rule interacts with open equity, not just closed losses, and traded accordingly. They preferred a flat month to a breached account, and I have learned to feel the same way.
Many months in, the Moneta Funded account is active, profitable and boring, which is the entire objective. The dashboard access stayed with me throughout, so nothing about the process was hidden. I would rather have this steady outcome than the rollercoaster I was running myself.
The session discipline I needed before attempting again
I tried everything before FTMO Passer, and only their evaluation passing service worked on Maven Trading. Work meant I could only watch the Asian session, and I kept forcing setups that simply were not there.
They rebuilt my routine around the Asian session instead of letting me stare at charts for twelve hours. The maximum drawdown was the piece I always underestimated at Maven Trading, so it became the first item on the daily checklist. Losses were capped at a level that made them emotionally irrelevant, which is the only way I can follow a plan.
The evaluation passed cleanly, and the summary report listed every trade with its reasoning attached. the risk desk explained decisions in plain English and never made me feel stupid for asking twice. I came for the pass and left with a risk framework I now use on my personal account.
The reporting that made the evaluation possible
I went to FTMO Passer after two failed Moneta Funded attempts, and the passing service changed everything. My problem was never entries, it was sizing GBPJPY far too aggressively once I got within reach of the target.
Instead of chasing the target, they let the target arrive across many sessions of very ordinary trades. Most services talk about profit targets, while FTMO Passer spent the first call talking about the Moneta Funded breach conditions. Every losing day ended early, which kept the minimum trading day rule comfortably out of the conversation.
We finished 8.3% above the starting balance and the dashboard flipped to passed on a Tuesday morning. The team pushed back on my bad ideas politely and repeatedly, which is what I was paying for. Would I call it effortless? No, but it was the first attempt where I understood every decision that was made.
2 weeks of realistic execution
FTMO Passer was the second management team I tried, and the first that talked about drawdown before returns. Live capital felt completely different, and my first month on Hola Prime was a masterclass in second-guessing.
A pause rule after three consecutive losses was written into the plan and actually enforced. The news-trading restriction on a funded Hola Prime account is unforgiving, and FTMO Passer built the entire schedule around staying clear of it. Stops were never widened, and the average loser stayed smaller than the average winner all quarter.
The $100,000 account grew 8.9% across many weeks, and I have withdrawn a portion of that rather than compounding blindly. The onboarding call ran long because I had questions, and nobody tried to rush me off it. For me the managed account service at FTMO Passer turned a certificate into an income stream, which was the point.
Disciplined rule compliance when the pressure was highest
I did not need someone to make me rich, I needed someone to stop me losing the account, and FTMO Passer did that. My first funded account died on a news spike I had no business being in front of.
Exposure was trimmed before weekends and rebuilt on Monday, a small habit that avoided two gaps. They understood that the minimum trading day rule interacts with open equity, not just closed losses, and traded accordingly. Every idea was sized at half a lot, so no single position could define the month.
Over many weeks the $10,000 account returned 7.3% with a deepest dip of 2.6%, and payouts landed on schedule. Updates were honest about losing days, which is the fastest way to earn trust with me. Not affiliated, just a client who finally stopped sabotaging a perfectly good funded account.
How well-paced rule compliance fixed the approach
The passing service offered by FTMO Passer turned a challenge I dreaded into a checklist I could actually follow. The account was small enough that I felt careless with it, which is exactly the wrong mindset.
Partial profits were taken at a fixed level and the remainder trailed, so no winner was allowed to become a loser. Ignoring the equity-based drawdown is what cost me two accounts at Hola Prime, and it was the one thing FTMO Passer never did. The team took a full day off after a rough session rather than trying to win it back immediately.
The evaluation passed cleanly, and the summary report listed every trade with its reasoning attached. The onboarding call ran long because I had questions, and nobody tried to rush me off it. Ask them about drawdown before you ask about timelines, and the conversation will tell you everything.
The position sizing that made the qualification stage last
FTMO Passer made the evaluation at Lux Trading Firm feel achievable instead of impossible. I was one of those traders who read every rule and still broke the position size cap in the first fortnight.
The first week was almost boring: small size on oil, fixed stops, and a hard stop for the day after two losses. I had read the Lux Trading Firm rules twice and still misunderstood the position size cap, but the senior trader explained it in one paragraph. Drawdown was reviewed daily and size was trimmed automatically once a threshold was touched.
The pass came in a quiet week, which is probably the highest compliment I can pay the process. Communication was steady without being clingy: a short note after each session and a longer recap at the weekend. Not the cheapest service I looked at, but the only one that explained the risk before the reward.
Realistic rule compliance from start to finish
My funded DNA Funded account was three days from a breach when FTMO Passer took over the funded account management service. The minimum trading day rule on a funded account is stricter on your nerves than on your strategy, and mine were shot.
Every trade had a stop, a target and a written invalidation before it was placed, without exception. The minimum trading day rule on a funded DNA Funded account is unforgiving, and FTMO Passer built the entire schedule around staying clear of it. They cut size after a strong month rather than pressing it, which felt odd until I saw the consistency.
Returns averaged a modest but repeatable 2.9% over the period, and the minimum trading day rule was never in question. Updates were honest about losing days, which is the fastest way to earn trust with me. If you can pass but cannot keep an account, FTMO Passer is the service I would suggest looking at.
6 weeks of refreshingly honest decision making
Six months into the funded management service with FTMO Passer, my URFX account is still active and still paying. The news-trading restriction on a funded account is stricter on your nerves than on your strategy, and mine were shot.
They reduced trade frequency dramatically, which improved my results more than any indicator ever had. The scaling path at URFX only matters if you survive, and FTMO Passer treated survival as the first objective. Correlated positions were capped so a single dollar move could not hit the book three times.
Returns averaged a modest but repeatable 4.2% over the period, and the news-trading restriction was never in question. A monthly call reviewed the numbers and adjusted the plan, and it never turned into a sales pitch. FTMO Passer is not going to make you rich in a month, and that is precisely why my account still exists.
How straightforward review process fixed the approach
FTMO Passer made the qualification stage at DNA Funded feel like a job instead of a gamble. My win rate was fine but my loss size was three times my average winner, so the maths never worked.
Partial profits were taken at a fixed level and the remainder trailed, so no winner was allowed to become a loser. The DNA Funded dashboard was checked before every session so nobody was guessing about the remaining drawdown room. They cut exposure after a strong week rather than pressing the advantage, which felt counterintuitive and worked.
Two small losing days, one flat week, and still a 8.2% finish that satisfied the news-trading restriction. Questions were answered the same day, usually with a screenshot rather than a paragraph of jargon. Go in expecting a controlled process rather than a miracle and FTMO Passer will probably meet your expectations.