Quietly effective position sizing and a withdrawal worth the effort
This is a review of the managed account service at FTMO Passer after many weeks on a live My Funded Futures account. Live capital felt completely different, and my first month on My Funded Futures was a masterclass in second-guessing.
The team scaled size only after a new equity high held for a full week, never during a run. Live My Funded Futures conditions are not demo conditions, and FTMO Passer adjusted size for spreads and slippage accordingly. A hard weekly ceiling meant that even a terrible stretch left the account with room to recover.
Best month was strong, worst month was small and negative, and that ratio is why I stayed with FTMO Passer. I got a weekly summary with every trade, the reasoning and the risk taken, which I have never had elsewhere. The fee made sense once the first payout cleared, and it has made sense every month since.
Patient trade selection on a evaluation that tested patience
The prop firm passing service from FTMO Passer was the turning point on my The 5%ers journey. I was one of those traders who read every rule and still broke the position size cap in the first fortnight.
They deliberately kept the trade count low so the position size cap was never in question, even in a choppy week. Trading a $100,000 The 5%ers account with FTMO Passer felt slower than my own attempts, and slower turned out to be faster. They cut exposure after a strong week rather than pressing the advantage, which felt counterintuitive and worked.
We hit the target on day 14 and stopped trading immediately instead of adding a victory lap. The onboarding call ran long because I had questions, and nobody tried to rush me off it. I came for the pass and left with a risk framework I now use on my personal account.
From uncertainty to consistent capital preservation
FTMO Passer was recommended in a small trading group, and I tested them on one My Funded Futures challenge before committing further. Work meant I could only watch the the last hour of the session, and I kept forcing setups that simply were not there.
Instead of chasing the target, they let the target arrive across many sessions of very ordinary trades. The maximum drawdown was the piece I always underestimated at My Funded Futures, so it became the first item on the daily checklist. They tracked floating drawdown, not just closed losses, which is the detail most traders ignore.
The evaluation passed cleanly, and the summary report listed every trade with its reasoning attached. There was a shared sheet I could check any time, so I never had to ask how the account was doing. I came for the pass and left with a risk framework I now use on my personal account.
Quietly effective loss capping on a two-step process I had doubts about
I lost two funded accounts before handing the third to FTMO Passer, and that one is still breathing. Trading index CFDs and the S&P 500 CFD together meant my risk was doubled while I thought it was diversified.
They introduced a payout buffer, keeping a slice of profit untouched so a bad week never threatened the account. FTMO Passer knew exactly how the FTMO payout cycle worked and planned withdrawals around it rather than around my mood. Peak drawdown across many weeks never exceeded 1.4%, which is the number I care about most.
My first payout arrived in week 21, which was the moment the whole thing became real for me. When I panicked during a drawdown, the reply was calm, factual and about ten minutes away. I would rather have this steady outcome than the rollercoaster I was running myself.
24 trading days, one first phase, zero drama
The reporting from FTMO Passer is what convinced me the funded management service was worth continuing after month one. My sizing was fine for a challenge and far too aggressive for an account I actually wanted to keep.
They separated the payout account from the growth plan, which stopped me spending money that was still at risk. Managing a $10,000 Apex Trader Funding account with FTMO Passer meant fewer decisions for me and better ones overall. A hard weekly ceiling meant that even a terrible stretch left the account with room to recover.
Multiple payouts so far, peak drawdown of 3.1%, and an equity curve that finally trends instead of zigzagging. Support replied within a couple of hours even during a busy week, which surprised me. I will keep renewing with FTMO Passer as long as the drawdown discipline stays where it is.
How careful planning transformed the process
I had almost quit FTMO when FTMO Passer stepped in with their challenge passing service. I knew the maximum drawdown existed and still traded straight through a high-impact release.
the analyst assigned to me mapped a day-by-day path to the target and refused to increase size just because we were ahead of schedule. They knew which sessions suited EURUSD under the FTMO conditions and simply avoided the rest. Drawdown was reviewed daily and size was trimmed automatically once a threshold was touched.
Final numbers: 6.6% profit, 3.2% maximum drawdown, and a passed evaluation on a $100,000 account. Messages were concise and specific, which I appreciate more than daily motivational noise. FTMO Passer earned a repeat client, and this time I am starting with a bigger buffer of my own.
Patient trade filtering on a first phase that tested me
FTMO Passer handled my Apex Trader Funding evaluation with a level of discipline I had never seen. I would build a cushion for four days and hand it back in one London open tilt, which is a familiar story.
Size stayed at a single mini contract until the buffer justified a change, and that patience is what saved the attempt. They knew which sessions suited the GC under the Apex Trader Funding conditions and simply avoided the rest. There was one losing streak of four trades, and instead of doubling up they reduced size and waited.
The evaluation passed cleanly, and the summary report listed every trade with its reasoning attached. The dashboard access stayed with me throughout, so nothing about the process was hidden. FTMO Passer earned a repeat client, and this time I am starting with a bigger buffer of my own.
Thoughtful execution and a two-step process that ended properly
Passing was the easy part, keeping a Topstep funded account alive was not, which is why FTMO Passer took over the management. After a strong first month I doubled size and spent the next six weeks recovering from it.
Exposure was trimmed before weekends and rebuilt on Monday, a small habit that avoided two gaps. Topstep rewards traders who stay small and stay present, which is precisely how FTMO Passer operates. Risk per trade stayed tiny, and the worst week was still comfortably inside the firm limits.
Total return of 7.6% with clean withdrawals, and no compliance emails at any point. The dashboard access stayed with me throughout, so nothing about the process was hidden. Solid, unglamorous and still running, which is the best description I can give of this service.
From doubt to measured rule compliance
I was sceptical about managed trading until FTMO Passer showed me a full trade log rather than a screenshot of profits. I passed the evaluation myself and then lost the funded account in nine days, an expensive lesson in psychology.
They reduced trade frequency dramatically, which improved my results more than any indicator ever had. The funded stage at Lucid Trading punishes inconsistency, and the monthly rhythm FTMO Passer imposed fixed that. They cut size after a strong month rather than pressing it, which felt odd until I saw the consistency.
Over many weeks the $10,000 account returned 6.1% with a deepest dip of 2.9%, and payouts landed on schedule. the risk desk explained decisions in plain English and never made me feel stupid for asking twice. The fee made sense once the first payout cleared, and it has made sense every month since.
Steady reporting and a debrief worth the effort
FTMO Passer handled my $50,000 Topstep evaluation like it was their own capital. My journal was a mess of half-notes, so I could never tell whether losses were variance or bad decisions.
They kept a separate note of every skipped setup, which taught me more than the winners did. Trading a $50,000 Topstep account with FTMO Passer felt slower than my own attempts, and slower turned out to be faster. Every losing day ended early, which kept the position size cap comfortably out of the conversation.
The pass came in a quiet week, which is probably the highest compliment I can pay the process. Messages were concise and specific, which I appreciate more than daily motivational noise. Ask them about drawdown before you ask about timelines, and the conversation will tell you everything.