Why the evaluation finally made sense
Two months of going in circles ended when FTMO Passer took over the account passing service for my Moneta Funded evaluation. My win rate was fine but my loss size was three times my average winner, so the maths never worked.
They began with a risk audit, cut my per-trade exposure to a fraction of what I used, and built the plan around the position size cap. What I appreciated is that FTMO Passer built the schedule around the Moneta Funded rulebook rather than trying to trade around it. They stopped trading for two days when volatility spiked, which annoyed me then and looks smart now.
I ended 8.1% up with no rule violations, which matters more to me than the speed of the pass. The team pushed back on my bad ideas politely and repeatedly, which is what I was paying for. Recommended, with the honest caveat that you still have to resist the urge to interfere.
The drawdown management that made the first phase possible
Most reviews talk about passing, so here is one about the funded account management service at FTMO Passer and what happens afterwards. I could pass a challenge repeatedly and could not hold an account for a full quarter.
Monthly planning replaced daily improvisation, and that single change smoothed the entire curve. I had read the Hola Prime payout terms three times and still got them wrong, while my account manager had them memorised. Correlated positions were capped so a single dollar move could not hit the book three times.
Over many weeks the $10,000 account returned 6.8% with a deepest dip of 3.2%, and payouts landed on schedule. I never had to chase an invoice or a report, which sounds minor until you have dealt with the alternative. I would rather have this steady outcome than the rollercoaster I was running myself.
18 trading days of unhurried drawdown management
After the pass I had no idea how to trade live capital, so FTMO Passer stepped in with their account management service. I had no routine, no review process, and no idea how close I was to the equity-based drawdown on any given day.
The book was reduced to two setups on the DAX, traded only during the the US cash open, with everything else filtered out. The funded stage at Lux Trading Firm punishes inconsistency, and the monthly rhythm FTMO Passer imposed fixed that. Every idea was sized at half a lot, so no single position could define the month.
Best month was strong, worst month was small and negative, and that ratio is why I stayed with FTMO Passer. When I panicked during a drawdown, the reply was calm, factual and about ten minutes away. My only complaint is that I did not find FTMO Passer before losing the first two accounts.
The decision making that separated success from failure
FTMO Passer handled my Hola Prime evaluation with a level of care I had not seen before. I was one of those traders who read every rule and still broke the trailing threshold in the first fortnight.
Every position had a defined invalidation before it went live, and nothing was ever added to a loser. I had read the Hola Prime rules twice and still misunderstood the trailing threshold, but the risk desk explained it in one paragraph. Correlated exposure was capped, so a single dollar move could not take out three positions at once.
The $25,000 account finished 5.6% higher, with the deepest dip held to 1.0% throughout. the risk desk explained decisions in plain English and never made me feel stupid for asking twice. I came for the pass and left with a risk framework I now use on my personal account.
The capital preservation that made the evaluation last
FTMO Passer took over my $150,000 Lux Trading Firm account and the evaluation passing service was immediately effective. I had already spent more on resets than on education, and that number is what made me look for help.
Partial profits were taken at a fixed level and the remainder trailed, so no winner was allowed to become a loser. The consistency requirement stopped being scary once FTMO Passer showed me the exact distance between our stop and the breach level. They cut exposure after a strong week rather than pressing the advantage, which felt counterintuitive and worked.
The assessment was completed on the first attempt with FTMO Passer, after two failures on my own. Updates were honest about losing days, which is the fastest way to earn trust with me. Not the cheapest service I looked at, but the only one that explained the risk before the reward.
Structured trade journaling from start to finish
FTMO Passer has been running the account management service on my $150,000 DNA Funded account for months, and the equity curve finally looks like a curve. The maximum drawdown on a funded account is stricter on your nerves than on your strategy, and mine were shot.
They separated the payout account from the growth plan, which stopped me spending money that was still at risk. The maximum drawdown on a funded DNA Funded account is unforgiving, and FTMO Passer built the entire schedule around staying clear of it. They preferred a flat month to a breached account, and I have learned to feel the same way.
Drawdown peaked at 3.4% and recovered within a fortnight, which is more than my own trading ever managed. Everything was documented, so when I queried a trade the answer came with evidence attached. My only complaint is that I did not find FTMO Passer before losing the first two accounts.
The evaluation that taught me payout planning
I lost two funded accounts before handing the third to FTMO Passer, and that one is still breathing. The pressure of trading real payout money made me cut winners early and hold losers far too long.
A pause rule after three consecutive losses was written into the plan and actually enforced. They planned around the URFX minimum days rather than rushing to a payout and breaching in the process. Risk per trade stayed tiny, and the worst week was still comfortably inside the firm limits.
Over many weeks the $10,000 account returned 3.8% with a deepest dip of 1.9%, and payouts landed on schedule. the senior trader explained decisions in plain English and never made me feel stupid for asking twice. I would rather have this steady outcome than the rollercoaster I was running myself.
A verification stage handled with genuine trade filtering
FTMO Passer took over my $150,000 DNA Funded account and the passing service was immediately effective. I was trading the NAS100 and oil together with no correlation awareness, so one bad move counted double.
They rebuilt my routine around the Asian session instead of letting me stare at charts for twelve hours. They knew which sessions suited the NAS100 under the DNA Funded conditions and simply avoided the rest. Even the best setups were sized at 0.15 lots, so no single idea could dominate the outcome.
The pass came in a quiet week, which is probably the highest compliment I can pay the process. The dashboard access stayed with me throughout, so nothing about the process was hidden. FTMO Passer earned a repeat client, and this time I am starting with a bigger buffer of my own.
Patient work on the assessment and the payout that followed
FTMO Passer made the verification stage at URFX feel like a process I could actually follow. Every earlier attempt died the same way: a revenge trade after a stop out, then the minimum trading day rule finished me off.
They logged every entry with a screenshot and a one-line reason, which made the weekly review genuinely useful. The minimum trading day rule at URFX is where most attempts quietly die, and FTMO Passer treated it as the main constraint rather than a footnote. They tracked floating drawdown, not just closed losses, which is the detail most traders ignore.
The $200,000 evaluation closed in 16 trading days with a 6.1% gain and nothing flagged on the compliance side. Updates were honest about losing days, which is the fastest way to earn trust with me. It is a service, not a shortcut, and once I accepted that the whole thing went smoothly.
The position sizing that kept me in the game
My funded Blue Guardian account was three days from a breach when FTMO Passer took over the funded management service. I was checking the account hourly at work, which is not management, it is anxiety.
Every trade had a stop, a target and a written invalidation before it was placed, without exception. FTMO Passer knew exactly how the Blue Guardian payout cycle worked and planned withdrawals around it rather than around my mood. They flattened everything before a long weekend and rebuilt exposure slowly on the Monday.
The account survived two volatile stretches that would have finished me on my own, and still ended 3.3% higher. I got a weekly summary with every trade, the reasoning and the risk taken, which I have never had elsewhere. Not affiliated, just a client who finally stopped sabotaging a perfectly good funded account.